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Product · Embedded finance

Payments inside your own platform

If you run a fundraising platform, a church management system or a membership tool, your users need to take money. Embedded finance puts our licence, checkout and payouts behind your brand, on your domain.

POST /v1/submerchants
Authorization: Bearer bw_live_...

{
  "legal_name": "Better World",
  "kvk_number": "34160633"
}

Our licence, your brand

You keep the relationship with your users. We hold the regulatory obligation, the safeguarded account and the scheme memberships.

White-label checkout

Your colours, your domain, your copy. Donors never see a third-party name at the moment they give.

Sub-merchant onboarding

Your users are onboarded through our KYB flow via API. You see verification status; we carry the obligation.

Split payouts

Route a platform fee to yourself and the remainder to the organisation, in one settlement run.

Four calls from zero to first payout

01
Create a sub-merchant

POST the organisation’s KVK number and board details. We start verification immediately.

02
Poll for verification

A webhook fires when the organisation is cleared. Median time is six days.

03
Create a payment

One call with amount, method and your own campaign reference. We return a checkout URL.

04
Receive the settlement

A CAMT.053 statement per payout run, with your platform fee already split out.

Time to integrate 3 days median, first payment live
Uptime, 12 months 99.98% checkout and API
Webhook latency < 400 ms p95, scheme to your endpoint

Build against a sandbox today

Sandbox keys are issued the same day. No contract needed to start testing.